no problem scott
yeah fedex and UPS suck that way. had no problem taking my money for years insuring things for $3K, 5K even $10K and up
until one day a $7500 item was lost by them and they pointed out the fine print and paid $1000 on it.
since then, all packages insured for $1000 to cover deductible, and 3rd party to cover the rest
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