Running Adam's example in post #78, his $300 BIN at 9.15% I came up with $37.78 in total fees including Ebay and Paypal
His managed payments calculation came up with $38.52 in total fees, with the 11.5% vig. That's not taking into account, Adam's actually going to fall into the 12.35% category as Lance mentioned above, but not relevant to this example.
Granted it's not a huge difference, but it is what it is, and it will add up.
That also doesn't take into account, about 56 cents in savings on the Ebay bill portion of that transaction, by paying with a secondary source at the end of the month, instead of Ebay taking their cut directly out of the initial transaction, as they have indicated they are going to begin to start doing.
Again, not a huge deal in the grand scheme of things, but Ebay has never made me feel real good about anything they've done in the last 15 years, so why start now.
