As an eBay Seller & Buyer for 21 years, I'm in YOUR camp!
I calls 'em as I sees 'em and WILL DEFINITELY mention creases, especially light ones or paper wrinkles.  UNLESS I GRADE A CARD AS "BEAT"!!!  Then you are on your own!  
 
Do I EVER miss a crease - of course, but I would DEFINITELY make it right!
My 2 cents...  FWIW!