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					Originally Posted by  Directly
					 
				 
				The card will show delivered per the tracking number. 
 
is any refund at the sellers discretion to issue you a refund since the card was delivered in good faith but damaged in transit --or will the seller and eBay have you file a insurance claim --also is it true FedEx maximum liability in fine print is capped at $1,000? 
 
Another reason to have a private insurance carrier in the event of rejection by the transit carrier or eBay declining to issue any refund-- 
 
A real shame the card looked to be a strong PSA-3 
			
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 Yes.  FEDEX will only pay out a maximum of $1K regardless of how much of your money they take for a larger insured amount - imo - is flat out theft - which also happened to me with FedEx!
So sorry this happened.   While it sounds like it could have been packed a little better - from the look of that card - not sure it could have been packed well enough - did they run it over with a FedEx truck!?
Please follow up on the insurance outcome,   I suspect the seller is going to eat any $$ over $1K.