Google Books is amazing. From an 1898 book titled "
Club Men of New York
Their Occupations, and Business and Home Addresses: Sketches of Each of the Organizations: College Alumni Associations", we get an occupation and address.
"Fullgraff, Frank G., clerk with J. Bien & Co., 140 Sixth Av. - Lty, NYAth, HorseSHY. 266 W 23"
NYAth is the New York Athletic Club, one of 3 organizations he was a member of. LTY could be Larchmont Yacht.
J. Bien & Co. = the lithographic company of Julius Bien (1826-1909), who was centered in New York? I don't know lithography well, perhaps J. Bien & Co., means something more to you Pat than I'm searching.
https://www.google.com/books/edition...J?hl=en&gbpv=0