I don’t think you have any obligation at all. The buyer can assess the card and price and decide what to do. Pretty simple. Do you think the seller is obligated to offer the card and say “i need to get $20k but i really think it’s only worth $10k”? Even if the seller thought that? And even if it was a 7, it still could be the nicest 7 ever (possible given today’s PSA standards) and price at a premium.
The buyer has no obligation to buy it at your price. And if the key value determinant to the buyer is what it would grade, the buyer could ask for it to be graded before purchasing, right?
Frankly, i would leave it as is but price what you think it’s worth regardless of the “grade.”
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