Posted By:
TimThanks a lot, folks, for your thoughts on this question (and one from a lawyer, no less)!
They confirm what I had thought as well. I felt that insurance is a red herring since the package did arrive OK.
You've also confirmed my inclination to tell him I'd be pressing charges, as the only way to get any leverage over him. I doubt he can show there was ever a card in the first place. Maybe threatening him with the law is the only way to get him to see he can't sell nonexistent cards (not expensive ones, anyway).
Tim