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Old 12-07-2002, 01:03 PM
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Default An interesting twist on insured sales

Posted By: warshawlaw 

I just received a card on which I paid an optional insurance charge. It arrived in an envelope showing no insurance. Since I paid for it, I asked the seller to refund the payment for the insurance that was not purchased. Here is the seller's response:

"I insure privately due to the slowness of the post office. If the card had gotten lost I promise you would have thanked me for this. When a person pays the $1.10 I make a note in my database and leave it at that. I charge the same as the post office and I guarantee my service is faster & better then theirs. If after reading this note you are still unhappy and
want a refund just let me know. Thanks for your understanding"

The main problem I see with this is that when you insure, you have a receipt from the post office that proves you insured and shipped the item. What is to prevent me from claiming I never got the card and demanding that he make good on the insurance claim? Then what? Do any of you really believe a seller would pay off "private insurance"? I sure don't.

This seller, BTW, is a "power seller" with a feedback over 1,000.

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