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Posted By: Lee Behrens

The question I pose is this: If you offer insurance at Postal Service rate, would it be wrong to keep the insurance money for yourself and self insure if there is a problem?

I have heard that USPS is a pain in the ash to try and collect on an insurance claim, so why not just collect the money for yourself instead of giving it to the post office?

Would you be made if you paid for insurance only to find out the seller kept the money? I believe this is the way grading companies handle insurance, they have their own policy since there is a limit on how much the carriers will insure for.

Just something I have pondered and would like some input.

Lee