Posted By: 
Jeff OIf there are bids, I never end an auction early to sell to someone offline.  
If there aren't bids and you want to accept someone's offer, you should add a BIN price (which you can do) and let then win it.
So many people want to sneak around paying eBay their fees, which I think is really lame.  If you don't like eBay's fees, then don't use them.
Jeff