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dan mckeeI gladly would buy his cards in his own holder and not the grade. I buy tons of raw cards but I really do not care about the condition if I need it for my set. I surely do not need anyone to tell me what condition it is in. I understand that many of you buy for different reasons, investment etc.. And in those cases, yes, you need the 3rd party grading services. The grading services are also needed because of the amount of fraud on the internet. Dan.