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Posted By: Michael C

Phil-If my post offended you then I wasn't as articulate as I would have liked to have been.

My point was that taking out debt, or significant debt to have it all is not a smart thing. People choosing to have it all....now....is what has caused so many of the problems we face today.

For me, taking out a loan to keep my cards is just not something I would ever do. I love the hobby, but they are just pieces of cardboard. No way, would I pay the bank a bunch of interest so I could keep my cards around the house.

Good luck in your choice.