The OP puts an interesting spin on it, though. I began my HOF collection simply because I thought it would be cool to have a card of each inductee. Had NO IDEA what the costs would be! And I had no intention of ever selling anything. Still don't. Because of that, the monetary value of cards (even my own) sometimes seems to detract from the original reason I collected. I worry about security issues when storing my own cards - and frustration sets in when I can't afford cards that I need to complete my set. Would collecting still be as fun if everything was inexpensive? Hmm... Doubtful. But a valid question.
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