Couple ways to look at it assuming this is for your PC. If the card is at a price you're comfortable with and you've been waiting 8 years for it why not add it to your collection and enjoy it. If you want to be the guy who pays the lowest price ever for a mint Cobb and are willing to wait for it then that's an option. Are you willing to wait another 8 years? Nobody wants to overpay for a card but there comes a tipping point when building a PC where money shouldn't be the only deciding factor. There's really no right answer other than trust your instinct and if it feels right you'll know when to pull the trigger.
There's also a quote I saw from a member here: "The only card I regret buying is the one I didn't buy".
Good luck in your pursuit.
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