I worked out a lay-a-way plan for a large deal of cards with a respected member here on the boards which lasted six months. We had an agreement which included exactly when payments would be made, how long the lay-a-way would last and a financial penalty for failure to purchase the lot for any reason. I wanted to make sure that the seller was comfortable with the deal by allowing him to keep all the cards until the final payment was made. As I mentioned, this is a well respected member of the board so I had no worries about making sure I get the cards after the lay-a-way was paid off.
It worked out well for me and I hope the deal worked out well for him as well.
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