i mocked up a policy a couple weeks ago with
CollectInsure.com and it wasn't too bad at all.
Just over $600/yr to insure $125,000 with a travel policy as well. That's with a safe and home security system so i'm sure i got a few dollars off for those brownie points. They also build in a little room for collection expansion every year too.
here's a good thread on net54 about the topic:
http://www.net54baseball.com/showthr...ight=insurance
both is the way to go in my opinion.