Howard, I would just refund. If he opens a "item not as described", he will win the case. Theres no such thing as "no refunds". Even if you state no returns, Ebay's policy is that sellers must accept returns for "items not as described". If Ebay forces you to initiate the return, it goes as a mark against you.
If the buyer asks for partial refund, that's grounds to have any negative feedback removed.
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