Not sure a $10 card warrants refinancing the house in order to buy...unless you live in a fairly low end house....http://cgi.ebay.com/OMG-T206-Young-card-Amazing-with-unlimited-potential_W0QQitemZ130049047192QQihZ003QQcategoryZ 86840QQrdZ1QQcmdZViewItem?hash=item130049047192