Have you explored other options for making money besides the buyer's fee? 13% is enough that I'd be very unlikely to buy or sell on the site unless it was a really impossible to find card. I realize that's kind of what the site is about, but I also suspect you don't want to limit the usefulness of the site.
One of the main reasons I buy on forums such as this one is the lack of extra fees - transactions are quick, efficient, and cheap. Your site definitely adds things that are often lacking from the process, but I'm not sure it adds enough to justify the cost for me.
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