Phil- Here is my ebay message explaining my partial refund. I would think yours would be the same. Note that although I agreed with the seller to return the card, ebay is not requiring it. So the seller is the one without protection, I got my refund so I am good.
You've received a refund for Luka Doncic RARE ORANGE LASER PRIZM DONRUSS SPECIAL CARD - Well Centered + Mint!
eBay
You received a refund for this item
Hi ALAN,
You have accepted the partial refund for Luka Doncic RARE ORANGE LASER PRIZM DONRUSS SPECIAL CARD - Well Centered + Mint!, and the seller has refunded you $66.00.
You don't need to return this item to the seller - you can keep the item. You can view details of this return on eBay.
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