I will offer as low as 50% of the BIN price if I want a listed item and think it is overpriced. Usually I shoot for closer to 60%, as it seems to get more interest. Never really offer an explanation or try to argue why the BIN is too high. It's a marketplace, so I figure if someone is open to offer, why not just make my offer and see. At less than 50% of BIN, it just seems the chances of getting a deal done are so low that I'd rather spend my time elsewhere. That said, I hadn't know that ebay automatically added offers even if sellers didn't ask.
Really, I've only started making these lower offers in the last few years. Ebay has changed so much since I started there around 1997 or so....
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