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Tom Boblittpays for outside insurance (at least to my knowledge). When I sent in my W600 collection to them, they had me send it UPS and they sent me a rider for outside insurance they purchased on the package. When you do millions in dollars of shipping, you can buy insurance at less than the assessed 35 cents per hundred dollars that UPS charges. For the average shipment, you can't purchase it that cheap to my knowledge. I'm sure Mastronet has a general insurance policy for loss......