Todd's #7 has quite a bit of merit.
Is half of a collection a collection? Or a third (if you have 3 kids)? If you split a collection 3 ways, and then the next generation has it all going to one descendant, is that 3 collections combined, or one collection reassembled??
It's in the locating and accumulating, the stories, the hunt. Who is the collector, the someone who buys 520 white border cards, or someone that gradually and eventually tracks down and acquires those 520?
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