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  #19  
Old 03-06-2021, 09:56 PM
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DR
David R@tliff
 
Join Date: Feb 2015
Location: Texas
Posts: 603
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cost basis should never factor into the decision.

all that matters to me is:
1) current market
2) my evaluation of potential appreciation over next 12 months at most
3) opportunity cost if I keep this card over what I think I could do with the cash
4) how much do I really love the card, because if I really love it who cares about value?

takes a lot of work to get to this point, but it's worked for me
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