Failure to communicate...
Looks like the big issue is not non-payment, it's non-communication. I don't mind if people don't pay right away, but it is nice to know that they are aware that they need to pay. In the past, I've received messages from buyers saying "will pay on Thursday when I get my paycheck." To me, that's fine and I don't mind waiting.
In one instance (as a bidder) I sent the buyer a message when I saw the auction (before I actually bid) asking if it was ok to wait a few days to pay. In this instance, it was just before Ebay bucks became available and I wanted to utilize them rather than being out of pocket (and risking not using them).
Again, if the buyers would just send a message, I think most sellers wouldn't have any issues with delayed payments.
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