OT - Insurance question

[WhenItWasAHobby]

Originally Posted by Koufax32fan

Which insurance companies have members found to be reputable here - any of the ones that market specifically to collectors?

This is a good question and a better question would be who has had their cards insured and made a claim with no hassles?

I've had two recent experiences the past 5 years with insurance companies (nothing to do with insuring sports cards) in that they are friendly and responsive when it comes to selling you a policy, but will fight you tooth and nail when filing a claim. In talking recently to some of my lawyer friends, they're aghast how much bad faith insurance claims have become a national epidemic. Read the book From Good Hands to Boxing Gloves: The Dark Side of Insurance if you don't believe me. It's a documented fact in certain circumstances for high dollar claims some insurance companies will automatically deny claims and give the flimsiest excuse because research has shown that it pays off since many people will give up too easy and not fight it.

Buying a quality safe and having a home security system is the way to go in my opinion.