Receiving a card from COMC

[JWBlue]

I bought a card on COMC. The website says the following regarding shipping.

]If you would like any of your cards to be shipped in toploaders, select the "Add Toploader" option for each corresponding item. There is a 20¢ fee for each toploader.

For smaller orders, cards are placed in penny sleeves and are braced with plastic toploaders. We carefully pack each order using either durable bubble mailers or cardboard boxes. Larger orders are shipped in boxes with each card placed in a penny sleeve.

Are these toploaders sturdy plastic? I imagine not if it costs 20¢.

The card is a 2007 Donruss die cut which means it is probably less sturdy than a regular card.

Someone in a another forum said he regretted having them send the card a top holder since it was "snug". Is snug bad? Should I just have them send it without one?