Insurance Question

[YazFenway08]

I have read through many of the previous threads on insurance. I have had a good dialogue with CIS (Collectors Insurance)

My situation is this: I am going to be moving and I need a secure place to store my stuff. I identified a brand new, climate controlled, good security storage facility that would work. I have decent volume of nice but not mind blowing items…too much for a safe/bank setup.

The issue: CIS caps their coverage for “storage facilities” at $100k, but no limit at my dwelling …even though I can almost guarantee that the items would be far more secure at the 3rd party facility. I really don’t want to separate everything and keep at multiple locations

Anybody else have experience with this type of situation? I really like CIS but would entertain another entity if anyone has experience with a group that might have more flexibility in the insurance threshold.

Opinions appreciated.