How much money do you need to make to spend

[raulus]

Probably depends on how many sacrifices you’re willing to make. Since lifestyles also vary quite dramatically, we probably need to assume that you’re living an average middle-class lifestyle that’s not in a high cost city on the coasts.

If you’re willing to make some modest sacrifices, then I’m going to guess that you probably need to be in the $300k range. Naturally, if you’re willing to save up a little at a time, then you could definitely make it work with less. Or if you’re willing to make a lot of sacrifices, then you could probably go lower, maybe even down to $100k, but only if you’re living really frugally and saving for a few years.

And if you’re not willing to sacrifice anything, then you probably won’t ever be able to afford it, at least not until your cardboard purchase is more important than the other stuff that’s chewing up all of your cash.