How much money do you need to make to spend

[ALBB]

Originally Posted by jingram058

Comfortably? Probably $400 to $500 K at the very least. I don't and never did have that sort of income such that I could casually drop $40 K on a whim for a "hobby" trinket. That's why it's beaters or otherwise low grade, raw cards for me.

Yea,
Love those " well loved " cards !

[BRoberts]

It depends. Are we abolishing capitalism?

[bandrus1]

I purchased a 40k card this year

I make about 90ish a year... I consolidated 6 years back in the hobby and buying selling and trading up into a single card

[egri]

$40,000.01, after tax.

[z28jd]

I don't think there is a correct answer here because there are so many other factors involved. If you already have a collection worth more than $40K, then there's no reason you couldn't sell off items to buy a $40K card. Then your income wouldn't matter. If you don't, then you would figure out whether you could spend $40K based on your bank account and bills. Without know your financial situation and bills, it's impossible to figure out.

I'd say if you CAN afford it AND the card is worth $40K or more, then get it. Don't overpay if you're on the fence as to whether or not you can afford it.

I collect quantity over quality, so I've never spent anywhere near $40K on a card. However, if I really wanted a card for that amount, then I'd just sell $40K in cards. In the end, it wouldn't even really be a financial decision. It would be a preference with my collection.

[conor912]

Originally Posted by bandrus1

I purchased a 40k card this year

I make about 90ish a year... I consolidated 6 years back in the hobby and buying selling and trading up into a single card

This. It doesn’t matter how much you make. It’s all about planning and discipline.