Here's what you get when using UPS

[clamendo]

I have one better than that. I PAID the UPS store to pack some bobble heads that I sent inside the park collectibles and insured it. Some were damaged. They would NOT pay the full amount of the claim, even though Lou wrote the price guide.
Someone told me that your better off taking the insurance money and putting in a coffee can and paying yourself.


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[perezfan]

Yep... All true, and aligned to a tee with my experience. They simply don't care.

UPS has so many disclaimers and "outs" within their fine print contract, that the odds of ever cashing in on a claim are "Needle in a Haystack" territory. It's among the most exasperating and hopeless processes I've ever encountered.

I loved the quote above referencing mild-mannered office ladies having meltdowns. Unless you are a robot, that is the exact effect they have.

[Runscott]

Originally Posted by clamendo

Someone told me that your better off taking the insurance money and putting in a coffee can and paying yourself.

You are, but then you would have to have the self-discipline to actually do it. Also, if you have a large collection, it could take years to accumulate enough money in the coffee can to cover what could happen during that period. Insurance companies can afford to 'put money in the coffee can' for you, which is why they exist.