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#1
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Another thing I saw recently on a similar post is that if you get both, and if you tell the insurance company that you have a safe, it is assumed the card is in the safe at all times when you are not home. So if you leave something out of the safe and it is stolen you may not get reimbursed because it was not in the safe.
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#2
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Insurance for sure. Safe possibly.
READ whatever policy you get and understand clearly what is covered. Insurance pays you in case of loss - necessary (unless you consider "self insurance"). A Safe helps prevent or minimize a loss - if you go this route - it needs to be a good fire proof safe in a "good" location, secured to make it difficult to break into.
Depending where you are and your feelings on the matter - Benneli, Mossberg or Smith and Wesson not a bad idea.
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I have been a Net 54 member since 2009 and have an Ebay store since 1998 https://www.ebay.com/usr/favorite_things Cards for sale: https://www.flickr.com/photos/185900663@N07/albums I am actively buying and selling vintage sports cards graded and raw. Feedback as a buyer: https://www.net54baseball.com/showthread.php?t=297262 I am accepting select private consignments of quality vintage cards (raw or graded) and collecting "want" lists for higher end ($1K+) vintage cards. |
#3
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I do side work with a property management company. We look after people's vacation homes. Theft is a concern for the clientele, so I've picked up a few good tips.
Echoing what a lot of others have said: both! Both a safe and insurance serve to protect you from different types of catastrophes. Safes are deterrents and protection, while insurance is a safety net. You should look for a safe which has a strong fire resistance rating. Don't be fooled by "fireproof" – that is not a term whose use is regulated. Fire resistance, however, is standardized and measured. We generally recommended that clients get safes with keys, rather than number pads. Learn about the gauges of steel and how much protection each one offers. For a safe, always go one step larger than you think you will need. They're a pain in the butt to resell, so you don't want to be caught having to spend more money down the line. You also don't want to find yourself having to decide what's a "safe worthy" card and what will be stored elsewhere. Thankfully, with how small cards are, you should be able to get an excellent safe with plenty of room for a good pricepoint. For insurance, you'll have to decide between adding this to your homeowner's/renter's insurance, or getting specialized collectible insurance. No matter which one you choose, documentation is super important. High res photos of everything. If you have your cards slabbed, record grade and cert # to prove authenticity and value. Store a copy of these records locally, one on an external drive outside your house (safe deposit box), and one in a trusted, secure cloud. You should also practice some degree of operational security. Do not discuss the value of your collection. Do not tell or show people where your safe is. If you purchase a combination safe, do not tell anyone the combination, or use that combination in any other fashion. Purchase some timer switches and set a few lights and a radio to random intervals. Get your screw plates replaced with strike plates. Make sure your windows all have locks and that they are good ones. Most robberies are crimes of opportunity – as harsh as it sounds, your main goal is to make your house less attractive a target than your neighbors'. Firearms are always a protection option, but most burglaries occur when the homeowner is not present. |
#4
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Thank you all for your knowledge and suggestions. Sucks to have to "hide" everything when part of the pleasure of having a nice collection is showing it off to people who have similar interests.
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#5
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fireproof safe
Check out FireKing. A three drawer stands about four feet high. Imagine a file cabinet that weighs as much as a Buick. Lock and key, too. And yes, you can never have too much space.
You can get decent deals over the net, these things aren't cheap, but you may have to have it sent to a moving company for delivery. It's money well spent just for peace of mind. Also, never put cool stuff in a basement, which are known to flood. lumberjack |
#6
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Quote:
If you show cards to people, don't show them where your safe is. Try not to flash anything that would be notably worth beaucoup bucks ('52 Mantle, '33 Ruths) unless you terribly trust that person. |
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