Paypal "gift" question

[jg8422]

If you send someone funds as a "personal gift" through Paypal to pay for a card, does the buyer have any protection or recourse if the card never arrives or if it is different than stated?

Anyone have any experience with this "gift" option on paypal as a buyer or a seller? All I know is that the person receiving the "gift" money gets 100% of it and doesn't pay the 2.9% paypal fee.

Thanks.

[Butter]

Absolutely none, unless it's with a credit card. That's why most buyers don't like to use it.

[jg8422]

Originally Posted by Butter

Absolutely none, unless it's with a credit card. That's why most buyers don't like to use it.

Does your credit card company simply take your word that the card never arrived, was not as stated, etc. and refund you money?

[sbfinley]

I don't mind using paying paypal gift as long as I'm purchasing something from someone I have dealt with before and/or the amount is low enough that if I get burned I won't hate myself for being out said amount. My own rule of thumb is when using paypal gift use common sense, because you're level of protection is very low.

[BasherBoy]

I've been using it alot lately both as buyer and seller. As long as you are dealing with somebody you know it's great. Saved me a good bit of money on some lots I've bought. pretty much zero protection though. On the issue of using a credit card to send a gift for some protection, it is pointless. I tried doing it on one deal as an experiment and if you try to send gift with a credit card it charges you a fee as the buyer. If you are going to do that, you may as well just pay regular paypal and agree to cover the seller's fees.

[Big Ben]

Originally Posted by sbfinley

I don't mind using paying paypal gift as long as I'm purchasing something from someone I have dealt with before and/or the amount is low enough that if I get burned I won't hate myself for being out said amount. My own rule of thumb is when using paypal gift use common sense, because you're level of protection is very low.

+1 well said

[scmavl]

PLEASE BEWARE: I use to sell a lot of items via Paypal gift on a high-end guitar forum. After a few thousand dollars worth of sales, I got an email from Paypal saying my account would be closed if I continue to accept gift payments for "what they know are actual purchases."

Be careful what you put in the memo field.

[yanks12025]

What about payment owed. Is there a back up if the seller sells wrong goods or sends nothing. C