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#1
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Insurance
Posted By: Dan Paradis
I know this topic was discussed before. I did a forum search but found topics from 2002. |
#2
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Insurance
Posted By: JK
I use Collectibles Insurance Agency. Very good company. Their rates have gone up significantly in the past couple of years. |
#3
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Insurance
Posted By: Bruce Dorskind
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#4
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Insurance
Posted By: Al C.risafulli
"For those of you with multi-million dollar collections, we believe |
#5
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Insurance
Posted By: David Atkatz
"Listen closely to what my opponent says... " |
#6
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Insurance
Posted By: Bruce Dorskind
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#7
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Insurance
Posted By: Paul S
Pass the popcorn, please. |
#8
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Insurance
Posted By: JimCrandell
Nutty Professor, |
#9
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Insurance
Posted By: Zinn
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#10
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Insurance
Posted By: leon
Whilst I support everyone's right to voice their opinion it is my opinion that you are now being more of a trouble maker than anything else. Either you add positively to this forum or please don't post. Thanks in advance for your consideration.....kindest regards |
#11
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Insurance
Posted By: Paul S
Lol Zinn -- you remembered the butter! |
#12
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Insurance
Posted By: James Gallo
I have a dealer policy with them. Over the past 2 years I have had to file 2 claims. |
#13
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Insurance
Posted By: Bottom of the Ninth
I have two policies with Collectibles Insurance Services, LLC. One for my collection and one for business inventory. I have been with them for 6 or more years and have recommended them to many collectors and dealers. Within the last 12 months they have changed underwriters to Lloyd's London. They have increased their premiums and reduced coverage significantly on the business policy making the policy virtually useless. I have had to file only 2 claims with them over the last 6 years and they were terrific. |
#14
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Insurance
Posted By: boxingcardman
I deal with Lloyds all the time; they are a PITA. CIA used to use Hartford but had to switch to Lloyds recently to maintain the same sort of coverages for the collection policy. I don't know their commercial policy but I would not put anything past Lloyds. The basic problem is that "Lloyds" isn't a real insurance company as we normally think of it; it is an insurance market. Lloyds does not take on risks for pay. It packages risks and pairs them with investors willing to take the premiums in return for covering with their assets. When you deal with a Lloyd's adjuster you are really dealing not with Lloyds but with the "Name" [that's what they call them] who signed on for the risk. Consequently, trying to get anything done on a claim can be very cumbersome since the decision maker is some anonymous person in London and the adjuster handling your claim is often a third party claims adjuster hired by the agent in London to handle things. |
#15
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Insurance
Posted By: Anthony S.
I have a doberman. |
#16
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Insurance
Posted By: Dan Paradis
Thanks for your help. I put in a call to CIA and filled out an application. |
#17
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Insurance
Posted By: Clint
Hopefully this isn't too dumb of a question but how are taxes figured on a claim? |
#18
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Insurance
Posted By: Dan Paradis
http://www.collectinsure.com/ |
#19
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Insurance
Posted By: Bob Casmer
Clint, |
#20
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Insurance
Posted By: Anonymous
Thanks Dan and Bob. |
#21
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Insurance
Posted By: Brian Koyama
I think I've posted this before, but I was robbed in Feb of this year and about 10k worth of cards and over $30k worth of comics (prices that I paid for these items, not FMV) were taken (as well as the usual jewelry, laptops, digital cameras, etc). |
#22
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Insurance
Posted By: Dan Paradis
Brian, who did you have insurance with? I hope not CIA (i.e. limit $1k per card). |
#23
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Insurance
Posted By: JK
CIA doesnt have a per card limit except to the extent that you must individually schedule any cards worth over 5k (its the only exception to their policy that they dont require an inventory). |
#24
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Insurance
Posted By: JimB
Ironically, my renewal notice for CIA just arrived in the mail today. |
#25
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Insurance
Posted By: Bob Casmer
Brian, |
#26
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Insurance
Posted By: Brian Koyama
No. I didn't have insurance with CIA. It was with my regular homeowners insurance (Farmer's). I never thought of getting insurance until after this happened. It took over 7 months to get the settlement due to the amount owed to me. |
#27
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Insurance
Posted By: TONY GALOVICH
They were great till I filed a claim |
#28
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Insurance
Posted By: Jeff O
Tony, if your insurance carrier actually denied your claim without providing you a reason in writing, they may have acted contrary to the laws in the state in which you live (or in which the loss occurred). |
#29
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Insurance
Posted By: Tom Boblitt
this thread became atkatzless as soon as the Bruces posted the ratemyprofessor website. Or did leon zap him? |
#30
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Insurance
Posted By: David Atkatz
Neither. |
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