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Anyone familiar with Collector Insurance?
While at the Shriners show in Boston this past weekend, I picked up a flyer for Collector Insurance, offered through the Antiques and Collectibles Insurance Group. Info at This Link
I've had insurance with Collectibles Insurance Inc. in the past, and fortunately have never needed to make a claim, so I can't speak to the service. Per the flyer I received on Collector Insurance, the rates seem much more reasonable. My $60K policy is $325 with Collectibles Insurance, but the flyer advertises a $188 rate for the same $60K coverage. Does anyone know about this company? I'm not opposed to saving a few bucks, but would love to know if anyone had any good/bad/other experience with them at all first. Thanks! Scott |
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$co++ Forre$+ |
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antique website
Someone should tell this company to update their website! Good grief. I'm looking for an insurance provider for my collection but am hesitant to do business with them for that reason alone.
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Would you rather they spent money on their web site or gave you a better deal
Seriously, the web site isn't great but the person I've dealt with there is very knowledgeable and the insurance coverage is extensive (i.e. covers items in transit, multiple locations, etc.). The application process was easy as well. They use Lloyd's of London as their underwriter. I purchased insurance through them but haven't ever had to file a claim so can't vouch for how well that process goes. I was referred to them by a friend who was very happy with their services and would be happy to send contact info for the agent I deal with to anyone interested in talking to them further. Just PM me. jeff |
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Just wanted to bump this thread to see if anyone has had additional experiences, either positive or negative, with Antiques and Collectibles Insurance Group.
Has anyone had to file a claim through them, or has anyone recently signed up? Their website Thanks! |
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Just insured my collection last month with them. Filled out online form and got emailed response. Sent in payment and then got emailed notification payment was received. Got policy paperwork in the mail shortly thereafter. All good so far. Hoping that I won't need to make a claim. :-)
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A.J. Johnson https://www.collectorfocus.com/collection/ajohnson39 *Proudest hobby accomplishment: finished the 1914 Cracker Jack set currently ranked #12 all-time |
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I don't have any experience with these companies, but I'd urge people to consult their homeowners or renters insurance provider. An additional collectibles rider *may* be less expensive than going through one of these specialty insurers.
Steve |
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Jeff |
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homeowner policy
My homeowners policy has always included $10,000 for collectibles. My insurance company dropped this collectibles coverage 2 years ago, but I was able to purchase a rider. Last week I met with my insurance agent and we found out that the rider no longer will cover baseball cards, because of the"volatile nature of the market". Riders are available for stamp collections and several other types of collectibles.
You might want to check your policy to make sure you are still covered. My agency handles several insurance companies, and non of them will cover baseball cards. Rick
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Rick McQuillan T213-2 139 down 46 to go. |
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B & L Auctions uses Collectibles Insurance. We have had a claim or two and they went fine. I would venture to guess most homeowners insurance won't cover baseball cards. Mine won't.
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Leon Luckey |
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I just got my semi-annual bill from them, so this is timely. Luckily, all I can say so far is that they get these bills to me in a timely fashion, and they cash the check with no issues
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$co++ Forre$+ |
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Very good point, Rick. I do make it a point to review my coverage with my agent each year, as some riders I have need adjusting. Bottom line, never assume coverage or clauses include something -- best to clarify before an issue comes up.
Cheers, Steve Quote:
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I attempted to file a claim today on a $112 card. Unfortunately, their $200 dealer policy deductible is 'per loss', which means that anything worth that amount or less is basically uninsured if shipped by itself. And for items worth more than $200, it's doubtful that the shipping insurance I would buy through Fedex, USPS, etc., would cost me more than the $200 deductible. Still good for traveling with inventory, fires, flooding, etc., but having to re-evaluate whether I will stay with them.
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$co++ Forre$+ |
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