Quote:
Originally Posted by Peter_Spaeth
In 24 years of heavy buying on ebay, there was a total of ONE occasion on which someone sent me something other than what I bought. It was not an item the guarantee would apply to, and in any event I got my money back within one day. I have to believe my experience is typical of buyers in the card space. Are they REALLY saving us from anything nontrivial? Sure, you can posit the box of rocks hypothetical, but how often does that really happen? I don't think a program this disruptive can be justified by a once in a blue moon type of fraud.
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Bad news sells. There are thousands of transactions that are problematic. We hear about them and repeat them. At the same time we ignore the millions of transactions that occur without a hitch. You can apply that to any 'issue' that might arise in any part of life.
But if it can save only one child...