Protection when we use paypal gift ?

[chipperhank44]

Originally Posted by 4815162342

Please explain how using PayPal gift is fraud.

When you use "gift" to purchase goods or services via Paypal.



Not saying using Paypal Gift for purchases is a felony or anything, however, the point of my initial post might be better stated below:


--> When Paypal clearly offers an option for purchasing goods and services that includes protection for the involved parties, and that option is avoided (often dishonestly) for financial reasons, the parties who avoided the purchasing option are not entitled to the protection that they consciously avoided.

[4815162342]

Originally Posted by chipperhank44

When you use "gift" to purchase goods or services via Paypal.



Not saying using Paypal Gift for purchases is a felony or anything, however, the point of my initial post might be better stated below:


--> When Paypal clearly offers an option for purchasing goods and services that includes protection for the involved parties, and that option is avoided (often dishonestly) for financial reasons, the parties who avoided the purchasing option are not entitled to the protection that they consciously avoided.

I agree totally with your last statement, that neither party is entitled to any protection by PayPal for using PayPal gift, money owed, etc. But just because you choose not to pay for that protection and use another service that is offered free of charge, does not mean that it is fraudulent to use it. I have not had one single issue in either sending or receiving money and cards on the Net54 BST without any third-party guarantees/protection (other than shipping insurance). Would I ever send money via PayPal gift to anyone I did not know? Of course not.

[baseballart]

Originally Posted by 4815162342

I agree totally with your last statement, that neither party is entitled to any protection by PayPal for using PayPal gift, money owed, etc. But just because you choose not to pay for that protection and use another service that is offered free of charge, does not mean that it is fraudulent to use it. I have not had one single issue in either sending or receiving money and cards on the Net54 BST without any third-party guarantees/protection (other than shipping insurance). Would I ever send money via PayPal gift to anyone I did not know? Of course not.

From the paypal terms of use (to which all users have agreed):

“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend, or paying a friend back for your share of a lunch bill."

And:

"4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments."

It's thus a breach of your terms of agreement with paypal.

[Texxxx]

The notice I got last Friday saying my health insurance is going up 17% on Jan. 1 is from fraud also.

Sorry just had to vent a little.

[chipperhank44]

Originally Posted by Texxxx

The notice I got last Friday saying my health insurance is going up 17% on Jan. 1 is from fraud also.

Sorry just had to vent a little.

+1 (90% increase in the last 3 years and the addition of deductibles)

[4815162342]

Originally Posted by baseballart

From the paypal terms of use (to which all users have agreed):

“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend, or paying a friend back for your share of a lunch bill."

And:

"4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments."

It's thus a breach of your terms of agreement with paypal.

Thanks for the information Max. I guess I'll go back to the old days - a check in an SASE.

[g_vezina_c55]

Originally Posted by 4815162342

Thanks for the information Max. I guess I'll go back to the old days - a check in an SASE.

yep thanks for the info.
I think i will not use the gift in the futur as a seller and also as a buyer.
Thanks

[HRBAKER]

Originally Posted by baseballart

From the paypal terms of use (to which all users have agreed):

“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend, or paying a friend back for your share of a lunch bill."

And:

"4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments."

It's thus a breach of your terms of agreement with paypal.

"An Inconvenient Truth," vol. 2.

[Leon]

When ebay told me I couldn't accept a cash or check for payment, I made some justifications with their sister company, paypal. As it says in their terms, they may tell me I can't do that anymore. I am ok with that. To each their own.

[HRBAKER]

I agree to each their own.
I understand your POV (as we have discussed it before), but when you ask someone else to pay that way you are asking them to break the terms too, not just yourself.

[Leon]

Originally Posted by HRBAKER

I agree to each their own.
I understand your POV (as we have discussed it before), but when you ask someone else to pay that way you are asking them to break the terms too, not just yourself.

I usually say I prefer F and F but will accept regular too. If someone ever told me they had an issue with paying a certain way I would gladly accept it another way, or by check. Just because I feel the way I do doesn't mean I should force that on others. I wouldn't do that.

[Rob D.]

Originally Posted by baseballart

From the paypal terms of use (to which all users have agreed):

“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend, or paying a friend back for your share of a lunch bill."

And:

"4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments."

It's thus a breach of your terms of agreement with paypal.

Little-known addendum to 4.1 of the terms of use:

4.1a

If either seller or buyer is of the opinion that:

A. PayPal already makes too much money; and/or

B. eBay sucks;

then either party is entitled to breach the PayPal terms of use and use the Personal Payment for a purchase or other business transaction.