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  #1  
Old 10-08-2015, 04:29 PM
GoldStandard GoldStandard is offline
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We are nice guys. Not your typical Pawn Shop. If you need cash and have items that you are not ready to sell we can be a great alternative. We have many clients with high value items that trust us and use our services.
Last edited by GoldStandard; 10-08-2015 at 04:30 PM.
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Old 10-08-2015, 04:33 PM
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We are nice guys. Not your typical Pawn Shop.
Priceless
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  #3  
Old 10-08-2015, 04:37 PM
Kevin.Shenker Kevin.Shenker is offline
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How do validate the cards are not stolen? This seems like the perfect place to try and pawn a stolen card.

Do you have something in place to flag people who have pawned x number of items and never came back for them, or to flag people that repeatedly pawn the same high dollar cards?

I suspect this is a new revenue stream for your business and it's strategy?
Last edited by Kevin.Shenker; 10-08-2015 at 04:40 PM.
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  #4  
Old 10-08-2015, 06:37 PM
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Last edited by Exhibitman; 10-08-2015 at 06:49 PM.
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  #5  
Old 10-08-2015, 07:14 PM
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  #6  
Old 10-08-2015, 07:30 PM
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We are nice guys. Not your typical Pawn Shop. If you need cash and have items that you are not ready to sell we can be a great alternative. We have many clients with high value items that trust us and use our services.
I clicked on the link to check out your site. I could not find your interest rate listed any where. What rate do you charge for these loans?
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  #7  
Old 10-08-2015, 08:20 PM
CobbvLajoie1910 CobbvLajoie1910 is offline
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Wow....just wow.
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  #8  
Old 10-08-2015, 08:31 PM
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If you don't pay, they will come after you with smokelessjoe's Antique Baseball Bat.
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  #9  
Old 10-08-2015, 08:37 PM
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If you don't pay, they will come after you with smokelessjoe's Antique Baseball Bat.
I would assume they just keep the card but I find it very concerning to say the least that they don't even list a rate on the site.
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Old 10-08-2015, 08:40 PM
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I would assume they just keep the card but I find it very concerning to say the least that they don't even list a rate on the site.
It probably varies.
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  #11  
Old 10-08-2015, 09:30 PM
Brian Van Horn Brian Van Horn is offline
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This thread is turning into a classic .
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  #12  
Old 10-08-2015, 09:42 PM
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I would assume they just keep the card but I find it very concerning to say the least that they don't even list a rate on the site.
It's an adjustable rate, depending on how many fingers you let them brake.

I'm seriously not sure what's sadder....the existence of such a service, the people who would use it, or the fact that they're being let to advertise on this board. This service being hobby-related is tangential, at best.
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  #13  
Old 10-08-2015, 09:47 PM
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It's an adjustable rate, depending on how many fingers you let them brake.

I'm seriously not sure what's sadder....the existence of such a service, the people who would use it, or the fact that they're being let to advertise on this board. This service being hobby-related is tangential, at best.
I can see how it could be beneficial to people in certain situations. Pawn shop loans have been around for a while and help those without the credit to obtain traditional financing.

However, I would think that if things are so tight you need to borrow against your collection it may be time to simply let go of part of your collection.
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  #14  
Old 10-09-2015, 07:09 PM
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It's an adjustable rate, depending on how many fingers you let them brake.

I'm seriously not sure what's sadder....the existence of such a service, the people who would use it, or the fact that they're being let to advertise on this board. This service being hobby-related is tangential, at best.
You are entitled to your opinion just like everyone else. I am not sure how different this is than when I have paid an auction house a percent a month to pay out a large lot I won at auction. I got a good deal and it worked out great, interest and all. I don't think this collateralized sportscard loan is for most of us, but for a dealer, or even a collector, it could be a way to do a deal they couldn't otherwise do.
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  #15  
Old 10-22-2015, 11:15 AM
GoldStandard GoldStandard is offline
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Originally Posted by pokerplyr80 View Post
I clicked on the link to check out your site. I could not find your interest rate listed any where. What rate do you charge for these loans?
Sorry for the delayed response.

The interest rate is 4%/month The term of our loans is 4 months. Our clients only pay for the time they use the money. If the loan is payed back in the first month they are only charged 1 month interest.
These loans are not for everyone. If you find yourself in a temporary cash pinch this can be a nice option. We deal with many collectors that use our services for a wide variety reasons. Please let us know if you have more questions.
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  #16  
Old 10-22-2015, 12:28 PM
Kevin.Shenker Kevin.Shenker is offline
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At the end of 4 months you have paid a little over 16 percent interest or approximately 50 percent interest per year?

Am I understanding this correctly?
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  #17  
Old 10-22-2015, 01:01 PM
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Sorry for the delayed response.

The interest rate is 4%/month The term of our loans is 4 months. Our clients only pay for the time they use the money. If the loan is payed back in the first month they are only charged 1 month interest.
These loans are not for everyone. If you find yourself in a temporary cash pinch this can be a nice option. We deal with many collectors that use our services for a wide variety reasons. Please let us know if you have more questions.
What other types of fees are associated with a loan? At a straight 4% fee there is no way you wouldn't be losing $ on transactions under a few hundred $.
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