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#1
10-09-2015, 10:57 PM
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Good question....
Bryan,
This is a question I used to think about but after having many cards (hundreds) graded by all 3 TPGs, I have not found this to be the case. Understand that you are simply assigning a value for the return trip to you. If you value the card at $500 and it grades high and is "really" now valued at $3000 and it got lost.......you would be re-imbursed for the $500 that you claimed it was worth. You are not grading the cards, the TPGs are and the graders theoretically have no idea what you valued your card at nor would they have the time to cross reference this info. I think you probably knew all of that but just wanted someone else's take on it. I do not believe it affects the grading whatsoever. IMO, thanks, Mike Last edited by vthobby; 10-09-2015 at 11:00 PM. 
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#2
10-10-2015, 12:57 AM
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Bryan, in your example, it doesn't matter. It won't affect the grade. Basically what will happen is if your card grades at a level where it should've been at a higher service tier, PSA will contact you, and say that because this card was given this grade, you will need to pay the difference to put the card at the next service tier. (If the card came w/ others at that same service level, it can still be sent in the same return shipping package.) Since the card got the higher grade, you will be happy to pay that extra charge. I read about this occurring on the PSA forum where someone got a 1986 Fleer Jordan graded a 10. The submitter was very happy to pay the extra charge, of course.
In addition, if the card is borderline, they won't charge you extra. For example, if you submit the card at the under $500 level, and after grading, according to VCP, the card's value is ~$700, they're not going to charge you the next service tier's grading fee. It would only be if the new value is substantial like the $3000 in your example. If it's obvious that the card does not belong in that tier, then I think the TPG will contact you even before they grade the card. For example, if you are submitting T206 Planks at the declared value under $100 level, the TPG will contact you and say you need to move this card to a different submission. Last edited by glchen; 10-10-2015 at 12:59 AM.
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#3
10-10-2015, 06:17 AM
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I submit
a lot of cards and have for a long time (to PSA). i have not scene it (declared value) effect the grade at all.
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