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  #1  
Old 02-11-2020, 11:59 PM
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BeanTown BeanTown is offline
Jay Cee
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Did the seller offer insurance? Did the seller say this is the priced "delivered" or "shipped" price? Im not sure why the seller would question some different address only after the package got mailed, its moot. The seller having the buyer pay him as Friends and Family put all the risk on the buyer (from Paypal perspective).

Was insurance even used on this deal as I thought priority mail offered like a maximum of 50.00. Im not sure what the dollar amount is, but there should be some accountability.

I have never been apart of a trade or sale where no insurance was involved. I think it's the responsibility on the seller to get the item there and if it gets lost, then the seller gets paid from the insurance claim (which then gets refunded back to the buyer).

Both parties are board members here so hopefully it gets resolved and lesson learned.
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  #2  
Old 02-12-2020, 12:39 AM
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I agree with Tyrus that most people are very sloppy with their language when entering into a transaction. Insurance should always be discussed. Taking things a step further, people should think about how things are insured when they deal with auction houses. When you ship a consignment to an auction house is the auction house insuring the items? What is the value the items are insured for? Is this aggregate value broken down for each item? If you sent ten items to Auction A and it is agreed that they will be insured for say $50,000, and it turns out that one of the items is lost, what portion of that $50,000 is assigned to that lost item? Who determines that? If you ship a set of cards to an auction house and a few of the cards in the set are lost, how do you value them? Are you relying on the auction house’s insurance company to determine value, or are you relying on the auction house, or have you predetermined value? Most people don’t think these issues through and are upset when something happens and the results are not what they would like them to be.
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  #3  
Old 02-12-2020, 12:48 AM
robertsmithnocure robertsmithnocure is offline
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I have always assumed that it is the buyer’s responsibility to get the payment to the seller and the seller’s responsibility to get the product to the buyer, unless other provisions are agreed upon.

Might make for a good poll.

Last edited by robertsmithnocure; 02-12-2020 at 07:59 AM.
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Old 02-12-2020, 12:55 AM
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Rob-What you assume makes no difference because the other party may be assuming something else. Why not just discuss it at the time the deal is being negotiated?
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Old 02-12-2020, 01:44 AM
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Quote:
Originally Posted by oldjudge View Post
Rob-What you assume makes no difference because the other party may be assuming something else. Why not just discuss it at the time the deal is being negotiated?
In all of my transactions, selling and buying, over the past 40 odd years, I have never had such a discussion. I have always operated as the previous poster says, that the seller and buyer need to each complete their end of the deal (get the product/payment safely to the other person.)
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Old 02-12-2020, 06:26 AM
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Jim65 Jim65 is offline
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If paid by PayPal Goods, its the sellers responsibility until the package is delivered. If paid by PayPal Friends, the buyer just learned a valuable lesson. When you pay by Friends, you give up all of PayPal's buyer protection. I never use PayPal Friends, I add the extra fee. This situation is exactly why, long time trusted seller who it appears is not going to refund on a lost package. Always protect yourself.

Personally, PayPal rules shouldn't matter, the seller should do the right thing and refund.

Last edited by Jim65; 02-12-2020 at 07:03 AM.
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  #7  
Old 02-12-2020, 08:37 AM
bobw bobw is online now
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"-the seller chose to not use insurance but rather used certified mail - I've seen a tracking number that proves something was sent somewhere and is sitting somewhere."

Is your zip code the same as the one on the Certified?

If not, would it be sitting in the Post Office of the zip code that was on the Certified?
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Old 02-12-2020, 10:35 PM
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Quote:
Originally Posted by Jim65 View Post
If paid by PayPal Goods, its the sellers responsibility until the package is delivered. If paid by PayPal Friends, the buyer just learned a valuable lesson. When you pay by Friends, you give up all of PayPal's buyer protection. I never use PayPal Friends, I add the extra fee. This situation is exactly why, long time trusted seller who it appears is not going to refund on a lost package. Always protect yourself.

Personally, PayPal rules shouldn't matter, the seller should do the right thing and refund.
Paypay G/S versus F/F transaction--the rest of the story.

Working with a dealer with transaction to purchase a Gehrig Goudy card, I was a little short on cash to acquire card.

Not excepting a check, or credit card I was politely asked if I had Paypal--Yes, no problem I replied.

F/F I was advised would save us both a little $$--again no problem I thought. Having to use my cell phone I had issues with hitting those little numbers/letters. A young computer savvy person was watching my dilemma volunteered to assist. He entered the request and sent $1,000. After all was sent, the money went to someone else whom I didn't know. The young person said sorry and went on his business..Have I been scammed ?

I called Paypal several times and was advised because the funds were transferred per F/F there was no recourse on their end since the funds were not transferred per G/S! When I tries to use Paypal again to purchase the card my account was blocked, no fault of the seller.

I had to leave the show Sunday to catch my flight so didn't have a chance to go back to make the deal. I thought to myself I'm lucky it wasn't more money lost.

When I arrived home I received an email asking why I sent $1,000 to him. I relied what happened. He promptly refunded the money.

Moral of the story, IMO there are more honest people out there than not.
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