Serious question about if a grading company loses your cards

bobbyw8469 · #1 07-08-2021, 03:35 PM

Quote:

Originally Posted by vintagetoppsguy

I've never heard of that happening, but I'm sure it has. If they wouldn't voluntarily refund your grading fees, I would just open a dispute with your credit card company.

I thought you only had a limited window to open a dispute. What if that time has passed?

vintagetoppsguy · #2 07-08-2021, 03:40 PM

Quote:

Originally Posted by bobbyw8469

I thought you only had a limited window to open a dispute. What if that time has passed?

The Fair Credit Billing Act (1974) gives you a minimum of 60 days, but your credit card company may give you longer.

My suggestion was only meant as a last resort. I would try to work it out with the grading company first. Even if you were able to successfully dispute the charge and get a refund, the grading company may ban you from further submissions.

Michael B · #3 07-08-2021, 03:41 PM

If they lose your cards they have not provided the service you paid for nor can they prove it. Therefore, I would say there are no grading fees. If they charge you when you send them the cards I would call that a submission fee.

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