What card would you arrange financing to buy?

jeffmohler · #1 10-18-2022, 02:58 PM

I've been working on my W530 set for about 15 years. The only card I still need is the Wagner. I'd probably be willing to put it on my credit line....

robertsmithnocure · #2 10-19-2022, 12:34 AM

Quote:

Originally Posted by jeffmohler

I've been working on my W530 set for about 15 years. The only card I still need is the Wagner. I'd probably be willing to put it on my credit line....

Here you go:

https://sports.ha.com/itm/baseball/1...ription-071515

Rhotchkiss · #3 10-19-2022, 07:30 AM

Quote:

Originally Posted by robertsmithnocure

Here you go:

https://sports.ha.com/itm/baseball/1...ription-071515

Why would Heritage not send this back to SGC to be reslabbed/ list such a nice card in a cracked flip? And the crack goes right into Hans’ head! I am a fan of Heritage generally, but I think this may be another sigh of AHs either being too big to mind the details or to care about them.

raulus · #4 10-19-2022, 08:46 AM

Quote:

Originally Posted by Rhotchkiss

Why would Heritage not send this back to SGC to be reslabbed/ list such a nice card in a cracked flip? And the crack goes right into Hans� head! I am a fan of Heritage generally, but I think this may be another sigh of AHs either being too big to mind the details or to care about them.

Maybe the consignor declined to have it fixed? Or spend the money on it?

Or maybe all of the AHs have just gotten so big that they don�t have time for details?

Schwertfeger1007 · #5 10-25-2022, 05:37 PM

I'm surprised to see the resounding NO from members in here. To each their own.

When I had the chance to purchase my white whale a few months ago I didn't hesitate. It took some crafty maneuvering including gold, cash and a creative payment plan but the deal got done. Thanks in large part to a N54 member who I had done many deals with in the past.

I do think there's a difference between "going into debt" and reallocating non-liquid investments, but the OP'ers intent was (I think) to see some images of peoples dream cards NOT to be given a lesson in responsible budgeting.

Anyways...how sexy is this Nichols??

Peter_Spaeth · #6 10-25-2022, 06:02 PM

Quote:

Originally Posted by Schwertfeger1007

I'm surprised to see the resounding NO from members in here. To each their own.

When I had the chance to purchase my white whale a few months ago I didn't hesitate. It took some crafty maneuvering including gold, cash and a creative payment plan but the deal got done. Thanks in large part to a N54 member who I had done many deals with in the past.

I do think there's a difference between "going into debt" and reallocating non-liquid investments, but the OP'ers intent was (I think) to see some images of peoples dream cards NOT to be given a lesson in responsible budgeting.

Anyways...how sexy is this Nichols??

Questions like this always seem to invoke predictable righteous indignation, but my guess is that the real answer is that if the card was important enough to the person, the opportunity was unlikely to come along again, and they could afford it, they well might do it.

raulus · #7 10-25-2022, 06:09 PM

Quote:

Originally Posted by Peter_Spaeth

Questions like this always seem to invoke predictable righteous indignation, but my guess is that the real answer is that if the card was important enough to the person, the opportunity was unlikely to come along again, and they could afford it, they well might do it.

I do think there are some important qualifiers here when we talk about going into debt to buy cards, because details matter.

Are we talking about just bridging to some other sources? Maybe I can move some stuff around, and scrape together the cash over the next month or two, so I get a short-term loan or a payment plan with the seller to work it out? That seems like one scenario, and in general, a lot of people around these parts seem more comfortable with it, because the borrowing is really just a short-term timing/convenience factor, and not a situation where you're making payments over an extended period that will represent a financial burden for years to come.

Alternatively, are we talking about taking out a real, honest-to-goodness long-term loan from your local bank or credit union? Maybe even on your home equity line? Let's say it's set up such that you will make payments on it every month for the next 5 years, 10 years, 15 years or longer? For many of us, I think this approach is probably less palatable, especially as you start looking at making payments for that many years, which just seems like forever to be paying off a theoretically discretionary acquisition like cardboard.

G1911 · #8 10-25-2022, 06:16 PM

Quote:

Originally Posted by Peter_Spaeth

Questions like this always seem to invoke predictable righteous indignation, but my guess is that the real answer is that if the card was important enough to the person, the opportunity was unlikely to come along again, and they could afford it, they well might do it.

The problem is the bolded red clause in the original post with the question: "Which card is the one you would honestly go into debt for?"

If you're going into debt for it... you cannot afford it. The two are mutually exclusive. Don't spend more than you have on baseball cards. How much of ones assets they should put into cards is a debatable scale, but the original query is clearly gross irresponsibility.

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