Memory Lane sold cards they didn't have per SCD

[Seven]

Originally Posted by Snowman

If the insurance company does pull through and magically pays out on this rather dicey claim, then they would become the owners of the cards should they ever surface.

This is perhaps one of the most interesting things to me, but again this is assuming a lot. I have no dog in this race, I'm a lower level collector that makes less in a year than some of these cards go for in an auction. All that being said the only way I would think the Insurance company would pay out, correct me if I'm wrong, is if there was next to zero chance of the cards being recovered. If they suddenly are what exactly happens to them? I doubt the insurance company wants a bunch of old pre-war cards. Do they auction them off?