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#1
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Ebay Seller Credit Card Question
Posted By: Josh A.
Good afternoon everyone. |
#2
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Ebay Seller Credit Card Question
Posted By: Gilbert Maines
I think that the seller's terms are clearly spelled out, and if you don't agree with them, you should ask the seller if he will waive the minimum requirement, or offer some other comprimize. |
#3
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Ebay Seller Credit Card Question
Posted By: Josh A.
Gilbert, |
#4
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Ebay Seller Credit Card Question
Posted By: andy becker
is the discover card direct or through paypal? |
#5
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Ebay Seller Credit Card Question
Posted By: Josh A.
It is direct, no PayPal. He also has a physical store in California. I don't understand why there is a belief that if a Seller states certain terms in his/her auction, that such terms must be valid. If Amazon.com required a minimum CC payment, people would be up in arms. |
#6
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Ebay Seller Credit Card Question
Posted By: andy becker
since he does have a physical store...why don't you inform him of discover's policy. |
#7
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Ebay Seller Credit Card Question
Posted By: Josh A.
I have contacted Discover and told them about his practices. They said that I should tell him what Discover's policy is, and that he is required to take payment. If he fails, Discover said I should file a report with the company. |
#8
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Ebay Seller Credit Card Question
Posted By: Brent Butcher
Why can't the seller set his own policy? Someone decided to set the policy at Discover and you recognize that. Some sellers also say they don't ship overseas and people recognize that. I guess what I'm getting at is a seller can set all the rules or policies he wants and then its up to you to do business with him. If he is breaking Discover's policy that's between him and Discover card. |
#9
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Ebay Seller Credit Card Question
Posted By: davidcycleback
I would politely ask the seller about his payment policies. It's possible he made an honest error or didn't know the Discover rules and will be change it |
#10
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Ebay Seller Credit Card Question
Posted By: Josh A.
Brent, |
#11
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Ebay Seller Credit Card Question
Posted By: andy becker
good luck, josh. |
#12
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Ebay Seller Credit Card Question
Posted By: t210
i have to agree with brent on this one, some sellers don't accept personal checks because of too many buyers writing bad checks, some sellers make insurance mandatory because buyers think the seller is responsible in some way if they don't have the item insured, if you don't like the terms don't bid on the item, there are terms i see all the time that keep me from bidding, everyone has terms, eric. |
#13
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Ebay Seller Credit Card Question
Posted By: davidcycleback
There is an eBay seller who sells quality items and who has the following statement of shipping terms (paraphrase): |
#14
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Ebay Seller Credit Card Question
Posted By: Gilbert Maines
I will leave the legality up to those here who have that as a part of their expertise. |
#15
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Ebay Seller Credit Card Question
Posted By: Josh A.
Gil, |
#16
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Ebay Seller Credit Card Question
Posted By: john/z28jd
I agree with the seller in this case,when he sets guidelines in his auction then he expects people to follow them or not bid.Its just like saying US customers only but someone from a different country winning and then saying well the post office delivers to us so you have to also. |
#17
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Ebay Seller Credit Card Question
Posted By: Josh K.
I have to agree with Josh on this one. Maybe its a lawyer thing, or just all the Joshes need to stick together. But, in my opinion, Discover has a vendor contract with the seller in which the seller is contractually obligated to accept the card for any charge presented. That contract is made by discover for the benefit of its card holders. The reason the seller doesnt want to accept the card is the fees charged by discover are obviously higher than he would like to pay - his solution is not to accept discover at all and not to add conditions to his acceptance of the card that he is not contractually permitted to do. |
#18
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Ebay Seller Credit Card Question
Posted By: jay behrens
I'm with Josh. If Discover says that their vendor cannot set a minimum purchase requirement, then what they set as terms in that regard is meaningless. John talk about following the rules, yet says the seller is within his right to do so. What about seller following the rules set forth by Discover? |
#19
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Ebay Seller Credit Card Question
Posted By: Brent Butcher
I accept Discover at my fitness club but if I didn't want to because I didn't feel like it that day that is up to me. Sure my customer could call Discover and complain but all Discover could do theoretically is??? I don't even know what they could do but it is still my right to accept payment on my terms and not be forced into something else. If I violate Discover's policy that is between Discover and I and if my customer still wanted my product/service he still has to pay in a means I see fit. I agree the seller is setting terms that are out of the ordinary but it is his right to do that. |
#20
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Ebay Seller Credit Card Question
Posted By: Josh K.
In some respects you are right - you can accept or reject discover if you chose - however, if you agree to accept it, I do not believe it is your right to place conditions on the acceptance that violate your agreement with discover. If you do violate that contractual agreement, you will likely be subject to having your right to accept discover revoked - and who knows, there may even be some form of liquidated damages provision for a breach. |
#21
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Ebay Seller Credit Card Question
Posted By: Aaron
This is the kind of thing that gives us lawyers a bad name. |
#22
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Ebay Seller Credit Card Question
Posted By: johnny c
if the payment method don't fit,then you must acquit |
#23
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Ebay Seller Credit Card Question
Posted By: Josh A
Aaron, |
#24
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Ebay Seller Credit Card Question
Posted By: Aaron
Josh: I'm sure I feel as passionate about my collection as most anyone on this forum. So, I know what it's like to sometimes make a big deal over something that non-collectors would feel is foolish. So, in that sense, I can completely understand you taking this matter so seriously. |
#25
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Ebay Seller Credit Card Question
Posted By: Dan Bretta
As a business owner myself who has a signed contract to accept Visa/Mastercard, but not Discover I side with the seller setting his terms. I had a customer who would come in EVERY day and use his card to buy an 89 cent pop (soda for you easterners). The credit card company charges me 25 cents per transaction and a percentage of the sale so it wasn't worth it to continue to do this. When I told him I would no longer take a CC for less than $10 he called the CC company and complained. Sure enough I got a call from my CC company and they told me this violates my contract with them and that if I continued this they could take away my CC service. I complied with that, but the guy tried to come in and do it again about a week later and I told him to hit the road and that I didn't want his business --- that IS within my rights. Even though I did sign the contract and didn't know that I couldn't set a minimum, I still believe that it is within my rights to conduct business how I want to. Luckily I don't get very many customers charging pop on credit cards. |
#26
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Ebay Seller Credit Card Question
Posted By: Josh A
Aaron, |
#27
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Ebay Seller Credit Card Question
Posted By: Dan Bretta
What law are they breaking??? Violating a contract with Discover does not equate to law breaking. |
#28
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Ebay Seller Credit Card Question
Posted By: Josh A
I know, I know. Poor choice of words. Sorry! |
#29
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Ebay Seller Credit Card Question
Posted By: Scott Elkins
just before you click "comfirm bid" that states you are entering into a legally binding contract. Also stated is: "YOU are responsible for reading the full item listing, including the seller's instructions and payment methods.". Sounds very clear to me. Also, sounds like (according to eBay), that, by law, one will have to follow the seller's instructions should he/she win the auction. The credit card matter really sounds like that one is between the seller and Discover - not really a legal issue unless Discover decided to do something about it (which they would not in such a small matter, as it would be very costly for nothing). |
#30
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Ebay Seller Credit Card Question
Posted By: Josh K.
In my opinion, the option for this seller is to (1) accept cc's per his agreement with the cc company or (2) dont accept cc's. Essentially, this is exactly what Dan did with the .89 pop guy. He did not set a minimum - he just told the guy that he didnt accept his business period. |
#31
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Ebay Seller Credit Card Question
Posted By: john/z28jd
How about this line of thinking.The seller is basically saying |
#32
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Ebay Seller Credit Card Question
Posted By: Jim Clarke
I think the seller should take any amount you want to give him on the Discover card. If he wants to set terms, then he should not accept them... I know he has disclosed the terms but it still does not make good business sense... Make prior arrangements before buying item... JC |
#33
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Ebay Seller Credit Card Question
Posted By: jay behrens
I am amazed by most of you. You cry when a scammer violates the rules of eBay, but when this guy violates his vendor agreement, it's ok. Nice double standard. |
#34
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Ebay Seller Credit Card Question
Posted By: Gilbert Maines
Please proceed as you outline and keep us appraised of what happens. |
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