Paypal "gift" question

[HRBAKER]

Originally Posted by timzcardz

Thank you!


I personally refuse to do business with anyone that insists or wants payment for a sale to be identified as "gift" for two reasons.


1. I believe it to be dishonest.

2. They entered into an explicitly defined business agreement with PayPal that they willfully choose to not comply with. Why should I believe that they would not shirk their responsiilty in another business agreement, such as one with me to deliver what I pay for?

To me it is akin to walking into a store and changing the price on goods to a lower price to avoid paying for what you are getting. The rationale that the store already makes enough money on the other things that it sells makes no difference. I have used the gift option before to send money to family members, etc. where it was a gift.

And to the OPs original question, why should you have any coverage if you are circumventing the terms of sale for commerce by using the "gift" apparatus. Also the point was made about how this might be an option since it is distasteful for ebay/paypal to charge fees on shipping charges as well. Some of that decision may of come about because some sellers were offering lower buy prices and inflated shipping charges in order to circumvent seller's fees on the true cost of the item.

[4815162342]

IMO, until there's more real competition in the online payments marketplace, PayBay will continue their high price monopoly. Google Checkout maybe?

[D. Bergin]

Originally Posted by HRBAKER

Also the point was made about how this might be an option since it is distasteful for ebay/paypal to charge fees on shipping charges as well. Some of that decision may of come about because some sellers were offering lower buy prices and inflated shipping charges in order to circumvent seller's fees on the true cost of the item.

I agree with the jist of most of your post, but the final part.............

I really have a hard time believing that. The great majority of sellers did not do that, and it would have been very easy to get rid of the ones that were blatant about it.

It's additional revenue and tantamount to outright theft to me. Paypal I understand taking a cut, but not Ebay. There's also nothing we can do about it because is pretty much a monopoly, so I have to learn to live with it.

It certainly doesn't give me incentive to offer free shipping on auction items. That's almost laughable. Maybe if I offered "Buy It Nows", I would wrap it into the cost, but I don't. I still believe in the "Auction" format.

[Edwolf1963]

I personally don't use or request "Gift" as it is misleading and false if a transaction truly is not one. I started using the "Payment Owed" option ages ago as transactions are indeed a "payment owed', are they not..? As long as I use the link to my bank account - there are no add'l fees to me or the other party and PayPal makes out not having to incur a CC fee and in the float of 3-4 business days to deposit funds into my account. If they didn't make out here or somehow were being circumvented, I'd think they'd take steps to correct it.

To the original question, I don't know if buyer protection comes into play here and/or to what level..?

[D. Bergin]

Originally Posted by Edwolf1963

I personally don't use or request "Gift" as it is misleading and false if a transaction truly is not one. I started using the "Payment Owed" option ages ago as transactions are indeed a "payment owed', are they not..? As long as I use the link to my bank account - there are no add'l fees to me or the other party and PayPal makes out not having to incur a CC fee and in the float of 3-4 business days to deposit funds into my account. If they didn't make out here or somehow were being circumvented, I'd think they'd take steps to correct it.

To the original question, I don't know if buyer protection comes into play here and/or to what level..?

Payment owed intimates a service or product that has already been performed or is in your possession to me.

I don't think "Buyer Protection" comes into play, similar to a gift. I have used this several times in occasions where it was appropriate and was indeed a "Owed Payment" and no item was undergoing the risk of being shipped somewhere.

[Edwolf1963]

Originally Posted by D. Bergin

Payment owed intimates a service or product that has already been performed or is in your possession to me.

Dave, don't disagree here .. but that's just it - hinting at what it should or should not be - PayPal should either clarify and/or shut the door on this if they feel it's not in the intent/spirit for which it's being used. In your example, then it's OK if I send you the card first (which I do with several Net54 members) and then I get payment because it's a product "that is already in your possession"?

Objectively I can see several sides to this, but IMO since it's not clear, PayPal makes no effort to clarify or close and makes their financial gain in avoiding CC fees and the lengthy float delay in depositing funds back into my account - it's a viable avenue.

[ValKehl]

What timzcardz said +1.
Val